[Barry Cade]

Smacks of money laundering if you ask me. It'll be some huge Triad conspiracy, and now they've got YOUR credit card details and taste in comics.

Next thing you know there'll be terrorist atrocities committed in your name. I'd complain to the Ombudsman, if I were you!

[gypsyrose]

Sucks you had problems getting a great comic. I've had store clerks be lazy before, they swipe it a couple times and say this sin't working. I've had to tell them try it again. No, Try it again. Sometimes they refuse to believe it is them swiping it wrong. Whats up with the dude not letting you read it in the store? Thats just bad business. I always read shit in the store and see several other people doing it. If I were you I would have read it anyway

[Trillian]

brain baker, on 15 August 2012 - 07:40 PM, said:

Swear on my life, if people call at my job and tell me then I have to report them to visa/mc. They get fined and if it happens again they could have the ability to process credit cards at all taken away.

Interesting.  And I did believe you.  But I'm extra convinced now.

[Trillian]

Barry Cade, on 15 August 2012 - 08:04 PM, said:

Smacks of money laundering if you ask me. It'll be some huge Triad conspiracy, and now they've got YOUR credit card details and taste in comics.

Next thing you know there'll be terrorist atrocities committed in your name. I'd complain to the Ombudsman, if I were you!

You're right.

I used to be an Anti-Money Laundering Specialist.  Clearly, I will have to look into this.

[Ansceniiiic]

The comic cost $3 and you wanted to pay on card? shiit man, that's what back pockets were made for!

>Anything that cost under £5
Pay with change
>Anything over £5
Pay with dat plastic.

[MColemanMusic]

The dude asked for your pin number? lol...THAT is strange.

[daenerys]

brain baker, on 15 August 2012 - 07:23 PM, said:

This is true, however it is against visa/mastercard regulations.

I run my own business and we pose a $2 limit.  It never ceases to amaze me how many people want to pay 20cents with a Credit card!  Anything less than $2 is not worth the eftpos paper it's written on to me.

[brain baker]

daenerys, on 16 August 2012 - 08:10 AM, said:

I run my own business and we pose a $2 limit.  It never ceases to amaze me how many people want to pay 20cents with a Credit card!  Anything less than $2 is not worth the eftpos paper it's written on to me.

That's true since you most likely have a ten to twenty cent authorization fee. I'm not sying businesses shouldn't be able to do it. I'm just say that's what visa/mc say and will do.

[DaneBramage]

All of the guys that make the cared "swipey" machines lease them out to Smaller stores who cannot PURCHASE them because they cannot AFFORD them. For that they are penalized by having to have pay a percentage charge to both the the credit card company (on every purchase) for all purchases under a certain price. The leasing company cannot take a cut after a certain cut-off limit. Locally it's 5 bucks. The big boys keep it that way. Negans of the economy.

Back in the day when I worked in a Comic Book store, We had the Slider contraption where you place the card down then a multi-layered sheet on top then you slide the is Slider Bar embossing the paper with the CC info then you filled out purchase Info in pen and the buyer signed and you gave him one of the three copies...If you remember those machines then you are like me- old. LOL (Age is a state of mind actually)

[Trillian]

DaneBramage, on 16 August 2012 - 03:58 PM, said:

All of the guys that make the cared "swipey" machines lease them out to Smaller stores who cannot PURCHASE them because they cannot AFFORD them. For that they are penalized by having to have pay a percentage charge to both the the credit card company (on every purchase) for all purchases under a certain price. The leasing company cannot take a cut after a certain cut-off limit. Locally it's 5 bucks. The big boys keep it that way. Negans of the economy.

Back in the day when I worked in a Comic Book store, We had the Slider contraption where you place the card down then a multi-layered sheet on top then you slide the is Slider Bar embossing the paper with the CC info then you filled out purchase Info in pen and the buyer signed and you gave him one of the three copies...If you remember those machines then you are like me- old. LOL (Age is a state of mind actually)

Part of the percentage that the merchant pays to the credit card company is also intended to offset fraud.  

The issuer (i.e. your bank) of the credit or debit card receives a cut of the fee that goes to Visa/MC.  This is intended to be income for the bank, but it is also intended to offset fraud because the bank will have to pay you in most situations if your card is lost, stolen or compromised online and unauthorized purchases are charged to the card.  If the issuer can keep fraud down, they make more money.

Oh, and I remember those machines, too.  I call them "kerchunkers".

Edited by Trillian, 16 August 2012 - 04:09 PM.

[brain baker]

Machines aren't that expensive any more (if you know where to look) I sell them for $200.00 brand new. Leasing thing never made sense to me, you just pay for it over and over. As with any business some people are crooks and some people do good business.

[saltydog75]

Seriously, take cash with you to your local comic shop.  Most are small businesses that aren't making much off of each comic they sell.  The various costs and fees associated with credit/debit cards take a chunk out of that already meager profit margin.  It's considerate to pay with cash at any small business: cleaners, comic book stores, barber shops, etc.  Almost all of them work hard, provide a useful service, and aren't getting filthy rich off of their business.  Paying in cash puts more money in their pockets and less in the pockets of a Wall Street CEO, and that's a good thing.  Reward the people who live in your community and provide a valuable service instead of some billionaire who's the head of a bank.

[Abethc]

Fuck the System ^

[Trillian]

saltydog75, on 16 August 2012 - 07:17 PM, said:

Seriously, take cash with you to your local comic shop.  Most are small businesses that aren't making much off of each comic they sell.  The various costs and fees associated with credit/debit cards take a chunk out of that already meager profit margin.  It's considerate to pay with cash at any small business: cleaners, comic book stores, barber shops, etc.  Almost all of them work hard, provide a useful service, and aren't getting filthy rich off of their business.  Paying in cash puts more money in their pockets and less in the pockets of a Wall Street CEO, and that's a good thing.  Reward the people who live in your community and provide a valuable service instead of some billionaire who's the head of a bank.

That's what I do.  I used to use a credit card for everything, but I didn't realize that it cost the merchant more.

[Barry Cade]

brain baker, on 16 August 2012 - 04:19 PM, said:

Machines aren't that expensive any more (if you know where to look) I sell them for $200.00 brand new...

"3 billion human lives ended on October 14 2012. The survivors of the nuclear fire called the war Judgement Day. They lived only to face a new nightmare: the war against the machines. The computer which controlled the machines, Kirkman, sent two Gracie-Lous back through time. Their mission: to destroy the leader of the human resistance, Backwoodsroamer, my son. The first Gracie-Lou was programmed to strike at me in the year 1984, before Backwoodsroamer was born. It failed. The second was set to strike at John himself when he was still a child. As before, the resistance was able to send a lone warrior, a protector for Backwoodsroamer. It was just a question of which one of them would reach him first."

[brain baker]

Well played Barry Cade well played.

[limaro]

DaneBramage, on 16 August 2012 - 03:58 PM, said:

Back in the day when I worked in a Comic Book store, We had the Slider contraption where you place the card down then a multi-layered sheet on top then you slide the is Slider Bar embossing the paper with the CC info then you filled out purchase Info in pen and the buyer signed and you gave him one of the three copies...If you remember those machines then you are like me- old. LOL (Age is a state of mind actually)

We called them "Knuckle busters".  Still have one in the office collecting dust, and a box or two of the blank forms.

[DaneBramage]

LOL knucklebusters...

[brain baker]

That's what I call then too, it's a good idea to have them. You know in case of a power outage or you internet goes down (in some cases)

[backwoodsroamer]

Arn Darvin, on 15 August 2012 - 05:03 PM, said:

I just left Stormcrow Comics in Archdale, NC fuious! I went in right after they opened and put my new Walking Dead on the counter to pay for it. Some bumbling idiot I have never seen before was working. I went to pay with my debit card and he informs me of a rule I have never heard of stating I have to buy 5.00 dollars or more to pay with my card. I told him the owner awlays rings me up and he is cool with this. He refuses to sell it to me. Angry already I went outside and almost left, but my intrest in the book caused me to go back in and present the solution of paying 5 bucks for a 3 dollar comic. I figue the owner will have heard about this by then and have 2 bucks for me or some in store credit the next time I come in. So the guy swipes my card about 4 times and says invalad account. I say "Of course not, I just got gas with it to drive all the way out here." (25 minutes away) He says something like "Sir, what do you want from me" And I say something like "I want to pay for my comic like always, I think it sucks you are making me pay extra for it on my debit card."Then he informs me he can run the card as a debit. He swipes it several more times and asks me what my pin number is. "I don't think so" I say and he lets me go around the counter and enter it, (None of which I have ever done at this store before) He still can't figure out what to do so I ask if I can just read the comic and leave. He tells me I should go to the bank up the street with an atm. I say something like "So you mean to tell me I need to go to a different bank's atm, pay their fee, pay my bank's fee for using a different atm, get out a minimum of 20 bucks , and then come back here to buy a 3 dollar comic?" I left angry and now I will have holes in my collection because the next closest comic shop is too far away to drive for it and I am never going back to that store again. As much as I love holding a comic in my hands to read it, I can just buy it digital and not have to jump through hoops to get it.

OK, there is an easy fix to this. Next time just skip the plastic and cash. Use a .38 Special. It's accepted in every store on the planet. You get to keep your money, the merchandise, and the .38 Special.   Being a repeat customer in the near future is usually not an option after using this method though.

[asc.rudeboy]

we went to one of the few comic shops left in my area,we brought our daughter for her first time comic experience and to find a brand new series she could start to follow.after spending about 45 mins browsing and roughly 50$ worth of comics and some TWD trading cards,my daughter (10) asked to use the rest room and the guy behind the counter told her,no we dont have a public rest room employees only...i said dude were paying customers and shes 10,(i figured he just didnt notice how much merch we were about to buy because he was in a deep debate over the new red dawn movie coming out) he suggested we visit the store next door(a liquor store).i said you want me to take her into a liquor store?  use their bathroom when i am your customer not there's? she's 10!! he replied yea thats what i said..i droped all the books on the floor and walked out..ruined my daughters first comic book store experience..


we started ordering ours off of amazon or barnes & noble.

Edited by asc.rudeboy, 20 August 2012 - 12:48 AM.

[Yelnots]

Now that, is the worst comic book store ever

[Leela]

Yelnots, on 15 August 2012 - 05:12 PM, said:

You need to smoke some weed and chill out....

Quoted for emphasis. I wish I could say this to every single new Walking Dead comic reader.

[Yelnots]

?

[Barry Cade]

You think that's a bad comic shop? When I were a lad we'd go into a comic shop only to be captured by the owner, torn into shreds and then used to fertilise his vegetable beds. Then, if we were lucky, we'd manage to escape, clutching our copy of Aquaman and flee, only to return the next week to be ground into flour and used in his soda bread recipe which he'd feed to his family. Then we'd get the belt off our dad for being soft, sent to bed, where we'd be forced to sleep in an acidic puddle and get up after less than an hour only to be pilloried, and to top it all off our hard-earned comics would be rent asunder by other kids, jealous of how good we had it.